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A client had four properties encumbered by a Commercial Mortgage-Backed Securities loan that was maturing. He had plenty of equity in the properties. He wanted to have access, but he wasn’t sure if he should maximize the equity available. He also wanted protection against rising interest rates on his loan.



The Abbot Downing team structured a solution that refinanced the CMBS loan through a term loan with interest rate protection. A line of credit secured by the same commercial real estate properties was also established.


The CMBS loan was refinanced with some cash out to the client. The loan interest rate was fixed The line of credit provided access to equity available as needed for future potential investment opportunities.


These materials are provided for general education and illustration purposes only. They were prepared by Abbot Downing and have been obtained or derived from information we consider reliable, but we cannot guarantee their accuracy or completeness. Abbot Downing does not undertake to advise you of any change in the information contained in these materials.

Wells Fargo & Company and its affiliates do not provide legal advice. Please consult your legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of you own situation at the time your taxes are prepared.